Total AR outstanding
₹ 68,40,000
12 open invoices
Overdue
₹ 18,60,000
3 invoices >30 days
AP payable (30 days)
₹ 24,15,000
7 bills pending
Cash & bank balance
₹ 1,12,84,500
HDFC + ICICI
GSTR-1 due
11 Jun 2026
9 days away
Cashflow — next 30 daysAI forecast
Expected inflows (AR)
+ ₹ 52,00,000
Expected outflows (AP + payroll)
− ₹ 38,40,000
Net projected
+ ₹ 13,60,000
✦ AI: ABC Industries committed pay-date 20 Jul (PO-AB/2026/0188). Bharat Steel overdue — dunning WA sent.
Recent activitylast 24 h
AI
IRN generated for INV-2026-0418 (ABC Industries · ₹12.4L)
DR
DR-486 · CFO approved 45-day terms for INV-0418
JE
JE-2026-0892 auto-posted · Meera Traders payment received ₹4.82L
BK
HDFC bank feed synced · 6 new transactions matched
Pending actionsrequires your attention
| Item | Module | Amount | Due | Action |
|---|---|---|---|---|
| INV-2026-0418 · ABC Industries — approval | AR | ₹ 12,39,944 | Today | |
| GSTR-1 · May 2026 — filing pending | GST | ₹ 2,18,400 tax | 11 Jun | |
| Bharat Steel · INV-0416 — overdue 11d | AR | ₹ 18,60,000 | Overdue | |
| Period close · Apr 2026 — sign-off | Close | — | 5 Jun |
Import from Tallymigration · one-click sandbox
Voucher history: 12 months ·
Last run: never
Sample dataset available · One-click sandbox
Sample dataset available · One-click sandbox
Chart of Accounts
Indian GAAP · Schedule III · 142 accounts
| Code | Account name | Type | Sub-type | Balance (₹) | Status |
|---|---|---|---|---|---|
| 1000 | Cash & Cash Equivalents | Asset | Current asset | 28,40,000 | Active |
| 1100 | HDFC Current Account — 2041 | Asset | Bank | 84,44,500 | Active |
| 1101 | ICICI OD Account — 8872 | Asset | Bank | — 12,00,000 | Active |
| 1200 | Trade Receivables | Asset | Current asset | 68,40,000 | Active |
| 1500 | Advance to vendors | Asset | Current asset | 3,20,000 | Active |
| 2000 | Trade Payables | Liability | Current liability | 24,15,000 | Active |
| 2400 | IGST Output — 18% | Liability | Tax payable | 4,82,400 | Active |
| 2401 | CGST Output — 9% | Liability | Tax payable | 1,24,200 | Active |
| 2402 | SGST Output — 9% | Liability | Tax payable | 1,24,200 | Active |
| 4000 | Revenue — SaaS subscriptions | Income | Operating | 1,42,00,000 | Active |
| 4100 | SaaS Revenue — Pro tier | Income | Operating | 98,50,000 | Active |
| 4150 | Services Revenue — onboarding & impl | Income | Operating | 43,50,000 | Active |
| 5000 | Salaries & Wages | Expense | Operating | — 62,40,000 | Active |
| 5200 | Cloud infrastructure (AWS) | Expense | Operating | — 8,40,000 | Active |
| 5210 | Software licences (tools) | Expense | Operating | — 1,80,000 | Active |
JE-2026-0892 · Payment received
Posted · ₹ 4,82,000
Meera Traders · NEFT · Today 08:14
JE-2026-0891 · Sales invoice
Pending · ₹ 12,39,944
INV-2026-0418 · ABC Industries · awaiting approval
JE-2026-0890 · Purchase bill
Posted · ₹ 3,24,000
Tata Steel · BILL-2026-0214 · May 30
JE-2026-0889 · Payroll disbursement
Posted · ₹ 66,58,000
May 2026 · 84 employees · HDFC bulk NEFT
JE-2026-0892 — Payment received · Meera Traders
Journal summaryJE-2026-0892
Reference
INV-2026-0417
Party
Meera Traders Pvt Ltd
Amount
₹ 4,82,000.00
Payment mode
NEFT · HDFC
GL account
1100 · HDFC Current Account
Status
Auto-posted · Today 08:14
Journal lines · double-entry
| Account | Description | Debit | Credit |
|---|---|---|---|
| 1100 · HDFC Current Account | NEFT receipt — Meera Traders | 4,82,000.00 | — |
| 1200 · Trade Receivables — Meera | INV-2026-0417 settlement | — | 4,82,000.00 |
| Total | 4,82,000.00 | 4,82,000.00 | |
Journal lines · JE-2026-0892
2 lines · balanced
| Account code | Account name | Cost center | Description | Debit (₹) | Credit (₹) |
|---|---|---|---|---|---|
| 1100 | HDFC Current Account | — | NEFT receipt — Meera Traders | 4,82,000.00 | — |
| 1200 | Trade Receivables — Meera Traders | CC-SALES-01 | INV-2026-0417 settlement | — | 4,82,000.00 |
| Total (balanced) | 4,82,000.00 | 4,82,000.00 | |||
Source documentINV-2026-0417 · Meera Traders
Invoice number
INV-2026-0417
Customer
Meera Traders Pvt Ltd
Invoice amount
₹ 4,82,000.00
Due date
06 Jun 2026 (Net 30)
Payment received
Today 08:14 · NEFT · 4 days early
Invoice status
Fully settled
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-892 | Confirm GSTR-1 entry for INV-0417 included in May return | Aanya Sharma | 11 Jun | Open |
JE-2026-0891 — Sales invoice · ABC Industries
Journal summaryJE-2026-0891
Reference
INV-2026-0418
Party
ABC Industries Pvt Ltd
Amount
₹ 12,39,944.00
GST
IGST 18% · ₹ 1,89,144
GL account
1200 · Trade Receivables
Status
Pending · awaiting CFO approval
Journal lines · double-entry
| Account | Description | Debit | Credit |
|---|---|---|---|
| 1200 · Trade Receivables — ABC | INV-2026-0418 · Dr ABC | 12,39,944.00 | — |
| 4100 · SaaS Revenue | 50 user · Pro annual | — | 7,25,000.00 |
| 4150 · Services Revenue | Onboarding + impl + support | — | 3,25,800.00 |
| 2400 · IGST Output 18% | IGST on INV-2026-0418 | — | 1,89,144.00 |
| Total | 12,39,944.00 | 12,39,944.00 | |
Journal lines · JE-2026-0891
4 lines · balanced
| Account code | Account name | Cost center | Description | Debit (₹) | Credit (₹) |
|---|---|---|---|---|---|
| 1200 | Trade Receivables — ABC Industries | CC-SALES-01 | INV-2026-0418 · Dr ABC | 12,39,944.00 | — |
| 4100 | SaaS Revenue — Pro tier | CC-SALES-01 | 50 user · Pro annual | — | 7,25,000.00 |
| 4150 | Services Revenue | CC-SALES-01 | Onboarding + impl + support | — | 3,25,800.00 |
| 2400 | IGST Output — 18% | — | IGST on INV-2026-0418 | — | 1,89,144.00 |
| Total (balanced) | 12,39,944.00 | 12,39,944.00 | |||
Source documentINV-2026-0418
Invoice number
INV-2026-0418
Customer
ABC Industries Pvt Ltd
Invoice date
02 Jun 2026
Due date
24 Jul 2026 (Net 45)
IRN status
Generated
Approval
Pending · Priya (CFO)
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-891 | CFO approval — JE-0891 / INV-0418 | Priya Sharma | Today | Pending |
JE-2026-0890 — Purchase bill · Tata Steel
Journal summaryJE-2026-0890
Reference
BILL-2026-0214
Vendor
Tata Steel Ltd
Amount
₹ 3,24,000.00
GST (ITC)
IGST 18% · ₹ 49,424
GL account
2000 · Trade Payables
Due date
05 Jun 2026 · MSME Net 45
Journal lines · double-entry
| Account | Description | Debit | Credit |
|---|---|---|---|
| 5100 · Raw Materials (Purchases) | BILL-2026-0214 · Tata Steel | 2,74,576.27 | — |
| 2450 · IGST Input — 18% | ITC on BILL-2026-0214 | 49,423.73 | — |
| 2000 · Trade Payables — Tata Steel | Payable on purchase bill | — | 3,24,000.00 |
| Total | 3,24,000.00 | 3,24,000.00 | |
Journal lines · JE-2026-0890
3 lines · balanced
| Account code | Account name | Cost center | Description | Debit (₹) | Credit (₹) |
|---|---|---|---|---|---|
| 5100 | Raw Materials (Purchases) | CC-MFG-01 | BILL-2026-0214 · Tata Steel | 2,74,576.27 | — |
| 2450 | IGST Input — 18% | — | ITC on BILL-2026-0214 | 49,423.73 | — |
| 2000 | Trade Payables — Tata Steel | — | Payable · MSME Net 45 | — | 3,24,000.00 |
| Total (balanced) | 3,24,000.00 | 3,24,000.00 | |||
Source documentBILL-2026-0214
Bill number
BILL-2026-0214
Vendor
Tata Steel Ltd
Bill date
21 Apr
Due date
05 Jun 2026 (MSME Net 45)
IRN status
Verified
ITC claimable
₹ 49,424 · Apr 2026
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-903 | Pay BILL-0214 Tata Steel ₹3.24L before MSME deadline | Anil Kumar | Today | In progress |
JE-2026-0889 — Payroll disbursement · May 2026
Journal summaryJE-2026-0889
Payroll month
May 2026
Employees
84
Gross payroll
₹ 66,58,000.00
Net disbursed
₹ 58,22,000.00
Payment mode
HDFC bulk NEFT
GL account
5000 · Salaries & Wages
TDS deducted
₹ 4,18,000 · Sec 192
Journal lines · double-entrygross − deductions = net
| Account code | Account name | Cost center | Description | Debit (₹) | Credit (₹) |
|---|---|---|---|---|---|
| 5000 | Salaries & Wages | CC-HR-01 | May 2026 payroll · 84 employees | 66,58,000.00 | — |
| 2300 | TDS Payable — Sec 192 | — | Employee TDS withheld | — | 4,18,000.00 |
| 2310 | EPF / ESI / PT Payable | — | Statutory employee deductions | — | 4,18,000.00 |
| 1100 | HDFC Current Account | — | Bulk NEFT payout · 84 employees | — | 58,22,000.00 |
| Total (balanced) | 66,58,000.00 | 66,58,000.00 | |||
Journal lines · JE-2026-0889
4 lines · balanced
| Account code | Account name | Cost center | Description | Debit (₹) | Credit (₹) |
|---|---|---|---|---|---|
| 5000 | Salaries & Wages | CC-HR-01 | May 2026 payroll · 84 employees | 66,58,000.00 | — |
| 2300 | TDS Payable — Sec 192 | — | Employee TDS withheld | — | 4,18,000.00 |
| 2310 | EPF / ESI / PT Payable | — | Statutory employee deductions | — | 4,18,000.00 |
| 1100 | HDFC Current Account | — | Bulk NEFT payout · 84 employees | — | 58,22,000.00 |
| Total (balanced) | 66,58,000.00 | 66,58,000.00 | |||
Source documentPayroll · May 2026
Payroll month
May 2026
Employees
84
Gross payroll
₹ 66,58,000.00
TDS Sec 192
₹ 4,18,000.00
Net disbursed
₹ 58,22,000.00
Payment mode
HDFC bulk NEFT · 31 May
TDS challan due
07 Jun 2026
Payroll module ref
PAY-2026-05
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-907 | File TDS challan — Sec 192 · May 2026 · ₹4.18L | Aanya Sharma | 07 Jun | Open |
AI · DSO forecast & credit scoringfinance.ai_dso_forecast · tapHistory
Portfolio DSO
34 days · FY26 trailing 6 months
ABC Industries
Avg 38 days · expected receipt ~17 Jul · Confidence 0.92 · Low risk
Bharat Steel
Avg 52 days · overdue 11d · 2 prior delays · Escalate
Meera Traders
Avg 26 days · last paid 4 days early · Excellent
AR aging · 5-bucket viewfinance.aging_dunning
| Bucket | Count | Amount (₹) | AI action |
|---|---|---|---|
| 0–30 days | 9 | 49,80,000 | Monitor |
| 31–60 days | 2 | 12,40,000 | WA reminder sent |
| 61–90 days | 1 | 18,60,000 | Escalation WA sent |
| 90+ days | 0 | — | — |
| Total open | 12 | 80,80,000 | — |
INV-2026-0418 · ABC Industries
Awaiting approval · ₹ 12,39,944
45-day terms · Due 24 Jul · Decision DR-447
INV-2026-0417 · Meera Traders
Posted · ₹ 4,82,000
e-invoice signed · IRN generated
INV-2026-0416 · Bharat Steel Co.
Overdue 11d · ₹ 18,60,000
AI · auto-dunning WA sent 3 days ago
INV-2026-0415 · Nexgen Solutions
Sent · ₹ 2,40,000
Subscription Pro · monthly · Razorpay auto-debit
INV-2026-0414 · Anand Auto Parts
Paid · ₹ 6,18,000
UPI Collect · settled 02 Jun
INV-2026-0418 — ABC Industries
Invoice lines
4 line items · ₹ 10,50,800 net + GST
| Description | Qty | Rate | HSN | Net | GST 18% |
|---|---|---|---|---|---|
| tapestree Pro · annual SaaS · 50 users | 50 | 14,500 | 998315 | 7,25,000 | 1,30,500 |
| Onboarding concierge (Tally migration) | 1 | 75,000 | 9983 | 75,000 | 13,500 |
| Premium support · annual | 1 | 1,50,000 | 9983 | 1,50,000 | 27,000 |
| Implementation hours · 84 | 84 | 1,200 | 9983 | 1,00,800 | 18,144 |
| Total · with 18% IGST | 10,50,800.00 | 1,89,144.00 | |||
Linked recordscross-module
AI · payment forecasttapHistory
ABC pays in avg 38 days (12 invoices, 18-month history). Expected receipt ~17 Jul. 0 delays since DR-447 was approved (review date today).
Low risk
Confidence 0.92
Journal preview · auto-posted on approvaldouble-entry
| Account | Dim · Cost Center | Debit | Credit |
|---|---|---|---|
| 1200 · Trade Receivables — ABC Industries | CC-SALES-01 | 12,39,944.00 | — |
| 4100 · SaaS Revenue | CC-SALES-01 | — | 9,50,000.00 |
| 4150 · Services Revenue | CC-SALES-01 | — | 1,00,800.00 |
| 2400 · IGST Output 18% | — | — | 1,89,144.00 |
Invoice detailsIndian GAAP · e-invoice enabled
Invoice number
INV-2026-0418
Invoice date
02 Jun 2026
Due date
24 Jul 2026 (45 days)
Currency
INR
Customer
ABC Industries Pvt Ltd
Customer GSTIN
29AABCA1234M1ZA
Supplier GSTIN
27AABCT4321M1ZB
Place of supply
Karnataka (29)
Supply type
IGST — interstate
Payment terms
Net 45 · DR-447
Bank for receipt
HDFC — 2041 · IFSC HDFC0001234
IRN status
Generated
Amount summary
Subtotal (net)₹ 10,50,800.00
IGST 18%₹ 1,89,144.00
Total (gross)₹ 12,39,944.00
Invoice line items
4 lines · INV-2026-0418
| # | Description | HSN / SAC | Qty | Unit rate (₹) | Net (₹) | GST type | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|---|---|
| 1 | tapestree Pro · annual SaaS · 50 users | 998315 | 50 | 14,500.00 | 7,25,000.00 | IGST 18% | 1,30,500.00 | 8,55,500.00 |
| 2 | Onboarding concierge (Tally migration) | 9983 | 1 | 75,000.00 | 75,000.00 | IGST 18% | 13,500.00 | 88,500.00 |
| 3 | Premium support · annual | 9983 | 1 | 1,50,000.00 | 1,50,000.00 | IGST 18% | 27,000.00 | 1,77,000.00 |
| 4 | Implementation hours · 84 hrs @ ₹1,200 | 9983 | 84 | 1,200.00 | 1,00,800.00 | IGST 18% | 18,144.00 | 1,18,944.00 |
| Totals | 10,50,800.00 | 1,89,144.00 | 12,39,944.00 | |||||
GST breakupIGST only — interstate supply
| Tax type | Rate | Taxable value (₹) | Tax amount (₹) |
|---|---|---|---|
| IGST | 18% | 10,50,800.00 | 1,89,144.00 |
| Total | 10,50,800.00 | 1,89,144.00 |
e-Invoice statusIRP · NIC portal
IRN generated
GSTR-1 auto-populated
IRN
27AABCT4321M1ZB-INV-2026-0418-20260602-AABBCC112233
Acknowledge number
112026060200001
Acknowledge date
02 Jun 2026 · 09:04
Signed invoice hash
SHA-256 · a3f9…
Supplier GSTIN
27AABCT4321M1ZB
Buyer GSTIN
29AABCA1234M1ZA
Document type
INV (Tax Invoice)
Portal
einvoice1.gst.gov.in
QR code payload (preview)auto-embedded in PDF
SellerGSTIN: 27AABCT4321M1ZB
BuyerGSTIN: 29AABCA1234M1ZA
DocNo: INV-2026-0418
DocDate: 02/06/2026
DocType: INV
TotalValue: 1239944.00
ItemCount: 4
IRN: 27AABCT4321M1ZB-…
AckNo: 112026060200001
BuyerGSTIN: 29AABCA1234M1ZA
DocNo: INV-2026-0418
DocDate: 02/06/2026
DocType: INV
TotalValue: 1239944.00
ItemCount: 4
IRN: 27AABCT4321M1ZB-…
AckNo: 112026060200001
Journal entry · JE-2026-0891auto-generated on invoice save
Pending · awaiting invoice approval
Double-entry · Indian GAAP
| Account code | Account name | Cost center | Description | Debit (₹) | Credit (₹) |
|---|---|---|---|---|---|
| 1200 | Trade Receivables — ABC Industries | CC-SALES-01 | INV-2026-0418 · Dr ABC | 12,39,944.00 | — |
| 4100 | SaaS Revenue — Pro tier | CC-SALES-01 | 50 user · Pro annual | — | 7,25,000.00 |
| 4150 | Services Revenue | CC-SALES-01 | Onboarding + impl + support | — | 3,25,800.00 |
| 2400 | IGST Output — 18% | — | IGST on INV-2026-0418 | — | 1,89,144.00 |
| Total (balanced) | 12,39,944.00 | 12,39,944.00 | |||
Posting rules appliedauto-config
Supply type IGST → Dr 1200, Cr 4xxx + 2400
Revenue split per line HSN → 4100 (SaaS) + 4150 (Services)
Cost center auto-tagged from SO-2026-0411 → CC-SALES-01
Post on approval
This journal will be posted automatically when Priya (CFO) approves INV-2026-0418. No manual action needed.
Dunning schedule · INV-2026-0418AI-managed · 45-day terms
| Trigger | Channel | Message template | Status | Sent at |
|---|---|---|---|---|
| Invoice sent (Day 0) | Email + WhatsApp | Courtesy send — invoice + IRN attached | Sent | 02 Jun 09:33 |
| Day +30 (friendly) | Friendly — "15 days to due date" reminder | Scheduled | 09 Jul 10:00 | |
| Day +42 (pre-due) | Email + WhatsApp | Pre-due — "3 days to due date, bank details" | Scheduled | 21 Jul 10:00 |
| Day +48 (overdue) | Email + WhatsApp + Call task | Overdue notice · escalate to Anil | Pending | 27 Jul (if not paid) |
| Day +60 (escalation) | Email · formal notice | Formal demand letter — MSME 45-day clause | Pending | 08 Aug (if not paid) |
AI dunning notetapHistory context
ABC Industries has a perfect payment track record (avg 38 days, 0 late payments in 18 months). Rajesh confirmed pay-date 20 Jul via WhatsApp. AI has suppressed Day+30 reminder — will re-enable only if payment not received by 22 Jul.
Auto-suppressed · Day+30
Monitoring 20 Jul
Tasks linked to INV-2026-0418
| # | Task | Assigned to | Due | Status | Source |
|---|---|---|---|---|---|
| T-891 | Send INV-0418 to Rajesh (ABC) — email + WA | Anil Kumar | Today | In progress | AI auto |
| T-892 | Confirm GSTR-1 entry for INV-0418 included in May return | Aanya Sharma | 11 Jun | Open | Manual |
| T-893 | Update CRM opportunity ABC · Q2-2026-renewal → Invoiced | Anil Kumar | Today | Done | AI auto |
AI task summarytapHistory
1 task open (T-891 — Anil, due today). 1 completed (CRM update). GSTR-1 confirmation task due 11 Jun — on track with Aanya.
INV-2026-0417 — Meera Traders
Invoice lines
3 line items · ₹ 4,08,474.58 net + GST
| Description | Qty | Rate | HSN | Net | GST 18% |
|---|---|---|---|---|---|
| tapestree Starter · annual SaaS · 20 users | 20 | 12,000 | 9983 | 2,40,000 | 43,200 |
| Onboarding — basic setup | 1 | 60,000 | 9983 | 60,000 | 10,800 |
| Annual support plan | 1 | 1,08,474 | 9983 | 1,08,474 | 19,525 |
| Total · with 18% CGST+SGST | 4,08,474.58 | 73,525.42 | |||
Linked recordscross-module
AI · payment notetapHistory
Meera Traders paid ₹ 4,82,000 in full on 02 Jun via NEFT, 4 days before the 06 Jun due date. Avg payment history: 26 days (8 invoices). Excellent payer — consider extending credit limit.
Paid
Low risk
Journal posted · on receiptdouble-entry
| Account | Dim · Cost Center | Debit | Credit |
|---|---|---|---|
| 1100 · HDFC Current Account | — | 4,82,000.00 | — |
| 1200 · Trade Receivables — Meera | CC-SALES-01 | — | 4,82,000.00 |
Invoice detailse-Invoice · IRN generated
Invoice number
INV-2026-0417
Invoice date
07 May
Due date
06 Jun 2026 (Net 30)
Currency
INR
Customer
Meera Traders Pvt Ltd
Customer GSTIN
27AABCM5678M1ZC
Supplier GSTIN
27AABCT4321M1ZB
Place of supply
Maharashtra (27)
Supply type
CGST+SGST — intra-state
Payment terms
Net 30
Payment received
02 Jun 2026 · NEFT
IRN status
Generated
Amount summary
Subtotal (net)₹ 4,08,474.58
CGST 9%₹ 36,762.71
SGST 9%₹ 36,762.71
Total (gross)₹ 4,82,000.00
Invoice line items
3 lines · INV-2026-0417
| # | Description | HSN / SAC | Qty | Unit rate (₹) | Net (₹) | GST type | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|---|---|
| 1 | tapestree Starter · annual SaaS · 20 users | 9983 | 20 | 12,000.00 | 2,40,000.00 | CGST+SGST 18% | 43,200.00 | 2,83,200.00 |
| 2 | Onboarding — basic setup | 9983 | 1 | 60,000.00 | 60,000.00 | CGST+SGST 18% | 10,800.00 | 70,800.00 |
| 3 | Annual support plan | 9983 | 1 | 1,08,474.00 | 1,08,474.00 | CGST+SGST 18% | 19,525.00 | 1,27,999.00 |
| Totals | 4,08,474.00 | 73,525.00 | 4,81,999.00 | |||||
GST breakupCGST 9% + SGST 9% — intra-state supply
| Tax type | Rate | Taxable value (₹) | Tax amount (₹) |
|---|---|---|---|
| CGST | 9% | 4,08,474.00 | 36,762.50 |
| SGST | 9% | 4,08,474.00 | 36,762.50 |
| Total | 4,08,474.00 | 73,525.00 |
e-Invoice statusIRP · NIC portal
IRN generated
GSTR-1 auto-populated
IRN
27AABCT4321M1ZB-INV-2026-0417-20260428-CCDDEE334455
Acknowledge number
112026042800002
Acknowledge date
28 Apr · 09:04
Supplier GSTIN
27AABCT4321M1ZB
Buyer GSTIN
27AABCM5678M1ZC
Document type
INV (Tax Invoice)
QR code payload (preview)auto-embedded in PDF
SellerGSTIN: 27AABCT4321M1ZB
BuyerGSTIN: 27AABCM5678M1ZC
DocNo: INV-2026-0417
DocDate: 28/04/2026
TotalValue: 482000.00
ItemCount: 3
IRN: 27AABCM5678M1ZC-…
AckNo: 112026042800002
BuyerGSTIN: 27AABCM5678M1ZC
DocNo: INV-2026-0417
DocDate: 28/04/2026
TotalValue: 482000.00
ItemCount: 3
IRN: 27AABCM5678M1ZC-…
AckNo: 112026042800002
Journal entry · JE-2026-0892auto-posted on payment receipt
Posted
Double-entry · Indian GAAP
| Account code | Account name | Cost center | Description | Debit (₹) | Credit (₹) |
|---|---|---|---|---|---|
| 1100 | HDFC Current Account | — | NEFT receipt — Meera Traders | 4,82,000.00 | — |
| 1200 | Trade Receivables — Meera Traders | CC-SALES-01 | INV-2026-0417 settlement | — | 4,82,000.00 |
| Total (balanced) | 4,82,000.00 | 4,82,000.00 | |||
Posting rules appliedauto-config
NEFT receipt → Dr 1100 (Bank), Cr 1200 (Receivables)
Auto-match to INV-2026-0417 by amount + party
Posted by
Auto-posted on 02 Jun 2026 at 08:15. No manual action required. Reconciled with HDFC bank feed.
Dunning schedule · INV-2026-0417AI-managed · Net 30
| Trigger | Channel | Message template | Status | Sent at |
|---|---|---|---|---|
| Invoice sent (Day 0) | Email + WhatsApp | Courtesy send — invoice + IRN attached | Sent | 28 Apr 09:22 |
| Day +25 (pre-due) | Friendly reminder — 3 days to due | Sent | 25 May 10:00 | |
| Day +33 (overdue) | Email + WhatsApp | Overdue notice | Cancelled — paid early | N/A |
AI dunning notetapHistory
Meera Traders paid 4 days ahead of schedule. All pending reminders auto-cancelled. Payment history: avg 26 days across 8 invoices — excellent payer.
Paid — no dunning needed
Tasks linked to INV-2026-0417
| # | Task | Assigned to | Due | Status | Source |
|---|---|---|---|---|---|
| T-885 | Confirm GSTR-1 entry for INV-0417 in Apr return | Aanya Sharma | 11 May | Done | Manual |
AI task summarytapHistory
All tasks completed. Invoice fully settled and closed.
INV-2026-0416 — Bharat Steel Co.
Invoice lines
3 line items · ₹ 15,76,271.19 net + GST
| Description | Qty | Rate | HSN | Net | GST 18% |
|---|---|---|---|---|---|
| tapestree Enterprise · annual · 80 users | 80 | 16,500 | 9983 | 13,20,000 | 2,37,600 |
| Implementation & data migration | 1 | 1,80,000 | 9983 | 1,80,000 | 32,400 |
| Dedicated CSM · annual | 1 | 76,271 | 9983 | 76,271 | 13,729 |
| Total · with 18% CGST+SGST | 15,76,271.19 | 2,83,728.81 | |||
Linked recordscross-module
AI · collections risktapHistory
Bharat Steel has 2 prior late payments in 18 months (avg delay 18 days). No response to 3 dunning messages. Recommend escalation to CFO and legal notice if not paid by 10 Jun.
High risk
Confidence 0.78
Journal preview · on receiptdouble-entry
| Account | Dim · Cost Center | Debit | Credit |
|---|---|---|---|
| 1200 · Trade Receivables — Bharat Steel | CC-SALES-01 | 18,60,000.00 | — |
| 4100 · SaaS Revenue | CC-SALES-01 | — | 13,20,000.00 |
| 4150 · Services Revenue | CC-SALES-01 | — | 2,56,271.19 |
| 2401 · CGST Output 9% | — | — | 1,41,864.41 |
| 2402 · SGST Output 9% | — | — | 1,41,864.40 |
Invoice detailsOverdue · dunning active
Invoice number
INV-2026-0416
Invoice date
22 Apr
Due date
22 May (Net 30)
Currency
INR
Customer
Bharat Steel Co. Pvt Ltd
Customer GSTIN
27AABCB9101M1ZF
Supplier GSTIN
27AABCT4321M1ZB
Place of supply
Maharashtra (27)
Supply type
CGST+SGST — intra-state
Payment terms
Net 30
GL account
1200 · Trade Receivables
IRN status
Generated
Amount summary
Subtotal (net)₹ 15,76,271.19
CGST 9%₹ 1,41,864.41
SGST 9%₹ 1,41,864.40
Total (gross)₹ 18,60,000.00
Invoice line items
3 lines · INV-2026-0416
| # | Description | HSN | Qty | Rate (₹) | Net (₹) | GST | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|---|---|
| 1 | tapestree Enterprise · 80 users · annual | 9983 | 80 | 16,500.00 | 13,20,000.00 | CGST+SGST 18% | 2,37,600.00 | 15,57,600.00 |
| 2 | Implementation & data migration | 9983 | 1 | 1,80,000.00 | 1,80,000.00 | CGST+SGST 18% | 32,400.00 | 2,12,400.00 |
| 3 | Dedicated CSM · annual | 9983 | 1 | 76,271.00 | 76,271.00 | CGST+SGST 18% | 13,729.00 | 90,000.00 |
| Totals | 15,76,271.00 | 2,83,729.00 | 18,60,000.00 | |||||
e-Invoice statusIRP · NIC portal
IRN generated
GSTR-1 auto-populated
IRN
27AABCT4321M1ZB-INV-2026-0416-20260422-CCDDEE334455
Acknowledge number
112026042200016
Acknowledge date
22 Apr · 09:05
Supplier GSTIN
27AABCT4321M1ZB
Buyer GSTIN
27AABCB9101M1ZF
Document type
INV (Tax Invoice)
Journal entry · JE-2026-0884auto-generated on invoice save
Receivable overdue · no receipt
Double-entry · Indian GAAP
| Account code | Account name | Cost center | Debit (₹) | Credit (₹) |
|---|---|---|---|---|
| 1200 | Trade Receivables — Bharat Steel | CC-SALES-01 | 18,60,000.00 | — |
| 4100 | SaaS Revenue — Enterprise | CC-SALES-01 | — | 13,20,000.00 |
| 4150 | Services Revenue | CC-SALES-01 | — | 2,56,271.19 |
| 2401 | CGST Output — 9% | — | — | 1,41,864.41 |
| 2402 | SGST Output — 9% | — | — | 1,41,864.40 |
| Total (balanced) | 18,60,000.00 | 18,60,000.00 | ||
Dunning schedule · INV-2026-0416AI-managed · Net 30 · overdue
| Trigger | Channel | Status | Sent at |
|---|---|---|---|
| Invoice sent (Day 0) | Email + WhatsApp | Sent | 22 Apr 09:28 |
| Day +25 (pre-due) | Sent | 17 May 10:00 | |
| Day +38 (overdue #1) | Sent | 30 May 10:00 | |
| Day +41 (overdue #2) | Sent | 02 Jun 10:00 | |
| Day +45 (escalation) | Email · formal notice | Overdue now | 06 Jun (if not paid) |
| Day +60 (legal) | Legal notice | Pending | 21 Jun (if not paid) |
Tasks linked to INV-2026-0416
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-901 | Call Ramesh (Bharat Steel) — escalation call | Anil Kumar | Today | In progress |
| T-902 | Prepare legal notice draft — INV-0416 | Aanya Sharma | 06 Jun | Open |
INV-2026-0415 — Nexgen Solutions
Invoice lines
2 line items · ₹ 2,03,389.83 net + GST
| Description | Qty | Rate | HSN | Net | GST 18% |
|---|---|---|---|---|---|
| tapestree Pro · monthly SaaS · 15 users | 15 | 12,000 | 9983 | 1,80,000 | 32,400 |
| Standard support · monthly | 1 | 23,390 | 9983 | 23,390 | 4,210 |
| Total · with 18% CGST+SGST | 2,03,390.00 | 36,610.00 | |||
Linked recordscross-module
AI · subscription notetapHistory
Nexgen Solutions is on a Razorpay auto-debit mandate. Payment collected on-time for 8 consecutive months. Zero manual intervention needed. Avg collection delay: 0 days.
Paid on time
Auto-collect active
Journal posted · on receiptdouble-entry
| Account | Dim · Cost Center | Debit | Credit |
|---|---|---|---|
| 1100 · HDFC Current Account | — | 2,40,000.00 | — |
| 1200 · Trade Receivables — Nexgen | CC-SALES-01 | — | 2,40,000.00 |
Invoice detailsSubscription · Razorpay auto-debit
Invoice number
INV-2026-0415
Invoice date
30 Apr
Due date
30 May (auto-debit)
Currency
INR
Customer
Nexgen Solutions Pvt Ltd
Customer GSTIN
27AABCN4321M1ZE
Supplier GSTIN
27AABCT4321M1ZB
Place of supply
Maharashtra (27)
Payment terms
Razorpay auto-debit mandate
Payment received
30 May · Razorpay
GL account
4100 · SaaS Revenue
IRN status
Generated
Amount summary
Subtotal (net)₹ 2,03,390.00
CGST 9%₹ 18,305.00
SGST 9%₹ 18,305.00
Total (gross)₹ 2,40,000.00
Invoice line items
2 lines · INV-2026-0415
| # | Description | HSN | Qty | Rate (₹) | Net (₹) | GST | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|---|---|
| 1 | tapestree Pro · monthly · 15 users | 9983 | 15 | 12,000.00 | 1,80,000.00 | CGST+SGST 18% | 32,400.00 | 2,12,400.00 |
| 2 | Standard support · monthly | 9983 | 1 | 23,390.00 | 23,390.00 | CGST+SGST 18% | 4,210.00 | 27,600.00 |
| Totals | 2,03,390.00 | 36,610.00 | 2,40,000.00 | |||||
e-Invoice statusIRP · NIC portal
IRN generated
GSTR-1 auto-populated
IRN
27AABCT4321M1ZB-INV-2026-0415-20260430-EEFF00556677
Acknowledge number
112026043000015
Acknowledge date
30 Apr · 09:03
Supplier GSTIN
27AABCT4321M1ZB
Buyer GSTIN
27AABCN4321M1ZE
Document type
INV (Tax Invoice)
Journal entry · JE-2026-0886auto-posted on Razorpay receipt
Posted · 30 May
Double-entry · Indian GAAP
| Account code | Account name | Cost center | Debit (₹) | Credit (₹) |
|---|---|---|---|---|
| 1100 | HDFC Current Account | — | 2,40,000.00 | — |
| 1200 | Trade Receivables — Nexgen | CC-SALES-01 | — | 2,40,000.00 |
| Total (balanced) | 2,40,000.00 | 2,40,000.00 | ||
Dunning schedule · INV-2026-0415Razorpay auto-collect · no manual dunning needed
| Trigger | Channel | Status | Sent at |
|---|---|---|---|
| Invoice sent (Day 0) | Sent | 30 Apr 09:05 | |
| Pre-debit (Day -3) | Sent | 27 May 10:00 | |
| Auto-debit (Day +30) | Razorpay mandate | Collected | 30 May 11:42 |
Tasks linked to INV-2026-0415
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-886 | Confirm GSTR-1 entry for INV-0415 in Apr return | Aanya Sharma | 11 May | Done |
INV-2026-0414 — Anand Auto Parts
Invoice lines
3 line items · ₹ 5,23,728.81 net + GST
| Description | Qty | Rate | HSN | Net | GST 18% |
|---|---|---|---|---|---|
| tapestree Pro · annual SaaS · 30 users | 30 | 13,500 | 9983 | 4,05,000 | 72,900 |
| Onboarding — standard setup | 1 | 75,000 | 9983 | 75,000 | 13,500 |
| Annual support plan | 1 | 43,729 | 9983 | 43,729 | 7,871 |
| Total · with 18% CGST+SGST | 5,23,729.00 | 94,271.00 | |||
Linked recordscross-module
AI · payment notetapHistory
Anand Auto Parts paid ₹ 6,18,000 in full on 14 May via UPI Collect, 1 day before Net 15 due date. First invoice — excellent first payment. Consider auto-debit mandate for next cycle.
Paid early
New customer
Journal posted · on receiptdouble-entry · intra-state CGST+SGST
| Account | Dim · Cost Center | Debit | Credit |
|---|---|---|---|
| 1100 · HDFC Current Account | — | 6,18,000.00 | — |
| 1200 · Trade Receivables — Anand Auto | CC-SALES-01 | — | 6,18,000.00 |
Invoice detailsPaid · UPI Collect
Invoice number
INV-2026-0414
Invoice date
30 Apr
Due date
15 May (Net 15)
Currency
INR
Customer
Anand Auto Parts Pvt Ltd
Customer GSTIN
27AABCA7890M1ZG
Supplier GSTIN
27AABCT4321M1ZB
Place of supply
Maharashtra (27)
Supply type
CGST+SGST — intra-state
Payment received
14 May · UPI Collect
GL account
4150 · Services Revenue
IRN status
Generated
Amount summary
Subtotal (net)₹ 5,23,729.00
CGST 9%₹ 47,136.00
SGST 9%₹ 47,135.00
Total (gross)₹ 6,18,000.00
Invoice line items
3 lines · INV-2026-0414
| # | Description | HSN | Qty | Rate (₹) | Net (₹) | GST | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|---|---|
| 1 | tapestree Pro · 30 users · annual | 9983 | 30 | 13,500.00 | 4,05,000.00 | CGST+SGST 18% | 72,900.00 | 4,77,900.00 |
| 2 | Onboarding — standard setup | 9983 | 1 | 75,000.00 | 75,000.00 | CGST+SGST 18% | 13,500.00 | 88,500.00 |
| 3 | Annual support plan | 9983 | 1 | 43,729.00 | 43,729.00 | CGST+SGST 18% | 7,871.00 | 51,600.00 |
| Totals | 5,23,729.00 | 94,271.00 | 6,18,000.00 | |||||
e-Invoice statusIRP · NIC portal
IRN generated
GSTR-1 auto-populated
IRN
27AABCA7890M1ZG-INV-2026-0414-20260430-AABB99778866
Acknowledge number
112026043000014
Acknowledge date
30 Apr · 09:02
Supplier GSTIN
27AABCT4321M1ZB
Buyer GSTIN
27AABCA7890M1ZG
Document type
INV (Tax Invoice)
Journal entry · JE-2026-0881auto-posted on UPI receipt · 14 May
Posted · 14 May
Double-entry · Indian GAAP
| Account code | Account name | Cost center | Debit (₹) | Credit (₹) |
|---|---|---|---|---|
| 1100 | HDFC Current Account | — | 6,18,000.00 | — |
| 1200 | Trade Receivables — Anand Auto | CC-SALES-01 | — | 6,18,000.00 |
| Total (balanced) | 6,18,000.00 | 6,18,000.00 | ||
Dunning schedule · INV-2026-0414Net 15 · paid 1 day early
| Trigger | Channel | Status | Sent at |
|---|---|---|---|
| Invoice sent (Day 0) | Email + WhatsApp | Sent | 30 Apr 09:18 |
| Day +13 (pre-due) | Sent | 13 May 10:00 | |
| Day +14 (payment) | UPI Collect | Paid early | 14 May 11:30 |
Tasks linked to INV-2026-0414
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-881 | Set up Razorpay auto-debit mandate for Anand Auto | Anil Kumar | 30 Jun | Open |
AI · 3-way PO-GRN-Invoice match
finance.ap_3way_2a · v2 enhance
Bills this month
19 · 16 auto-matched (84%) · 3 exceptions
BILL-0214 · Tata Steel
3-way matched · PO-0198 · GRN-0099 · Confidence 0.98
BILL-0196 · Zenith Packaging
GRN quantity mismatch — 480 units invoiced, 450 received · hold payment
Fraud flags
1 duplicate invoice detected · BILL-0209 matches BILL-0201 (same vendor, amount, date range)
Ramp hits 99% OCR + 60+ fraud signals. tapestree AP 3-way match reaches 84% auto-match with Indian bill formats. Source: Ramp Agents for AP, 2025
BILL-2026-0214 · Tata Steel
Due in 3 days · ₹ 3,24,000
MSME 45-day · Due 05 Jun · IRN verified
BILL-2026-0213 · Bharat Steel Co.
MSME overdue · ₹ 8,40,000
Crossed 45-day limit · interest accruing
BILL-2026-0212 · Zenith Cloud (AWS)
Scheduled · ₹ 1,80,000
Auto-pay HDFC · 7 Jun · recurring
BILL-2026-0211 · Print House India
Paid · ₹ 42,000
NEFT · 29 May · JE-2026-0880 posted
BILL-2026-0214 — Tata Steel · Raw materials
Bill details
Vendor
Tata Steel Ltd
Vendor GSTIN
21AABCT1234M1ZD
Bill date
21 Apr
Terms
MSME · Net 45
PO ref
PO-2026-0198
ITC eligibility
Eligible
MSME complianceMSMED Act 2006
Tata Steel is an MSME registered supplier. Payment must be made within 45 days of bill date (by 05 Jun 2026). Non-payment accrues interest at 3× bank rate compounded monthly.
3 days to deadline
₹ 0 interest so far
Journal preview · on paymentdouble-entry
| Account | Debit | Credit |
|---|---|---|
| 2000 · Trade Payables — Tata Steel | 3,24,000.00 | — |
| 1100 · HDFC Current Account | — | 3,24,000.00 |
Bill detailsMSME · Net 45 · IRN verified
Bill number
BILL-2026-0214
Bill date
21 Apr
Due date
05 Jun 2026 (MSME Net 45)
Vendor
Tata Steel Ltd
Vendor GSTIN
21AABCT1234M1ZD
Our GSTIN
27AABCT4321M1ZB
Place of supply
Maharashtra (27)
Supply type
IGST — interstate
PO reference
PO-2026-0198
GL account
2000 · Trade Payables
ITC eligibility
Eligible · ₹ 49,424
IRN status
Verified
Amount summary
Subtotal (net)₹ 2,74,576.27
IGST 18%₹ 49,423.73
Total (gross)₹ 3,24,000.00
Bill line items
2 lines · BILL-2026-0214
| # | Description | HSN | Qty | Rate (₹) | Net (₹) | GST | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|---|---|
| 1 | HR Steel coils — grade IS2062 | 7208 | 12 | 18,500.00 | 2,22,000.00 | IGST 18% | 39,960.00 | 2,61,960.00 |
| 2 | Freight & logistics charges | 9965 | 1 | 52,576.00 | 52,576.00 | IGST 18% | 9,464.00 | 62,040.00 |
| Totals | 2,74,576.00 | 49,424.00 | 3,24,000.00 | |||||
Supplier e-Invoice · verifiedIRP · NIC portal
IRN verified
GSTR-2B matched
Supplier IRN
21AABCT1234M1ZD-BILL-2026-0214-20260421-FFGG11223344
Acknowledge number
212026042100214
Acknowledge date
21 Apr · 09:25
Supplier GSTIN
21AABCT1234M1ZD
Recipient GSTIN
27AABCT4321M1ZB
ITC claimable
₹ 49,424
Journal entry · JE-2026-0890auto-generated on bill save
Posted · 21 Apr
Double-entry · Indian GAAP
| Account code | Account name | Cost center | Debit (₹) | Credit (₹) |
|---|---|---|---|---|
| 5100 | Raw Materials (Purchases) | CC-MFG-01 | 2,74,576.27 | — |
| 2450 | IGST Input — 18% | — | 49,423.73 | — |
| 2000 | Trade Payables — Tata Steel | — | — | 3,24,000.00 |
| Total (balanced) | 3,24,000.00 | 3,24,000.00 | ||
Outstanding AP aging · bill-wise
overdue snapshot
| Vendor | Invoice | Due date | Days overdue | Amount (₹) | Status |
|---|---|---|---|---|---|
| Tata Steel Ltd | BILL-2026-0208 | 25 May 2026 | 8 | 2,40,000 | Overdue |
| Bharat Logistics | BILL-2026-0201 | 19 May 2026 | 14 | 86,000 | Overdue |
| Zenith Packaging | BILL-2026-0196 | 22 May | 11 | 1,12,500 | MSME risk |
| Apex Freight | BILL-2026-0189 | 10 May 2026 | 24 | 54,000 | Overdue |
| BS Logistics | BILL-2026-0183 | 02 May 2026 | 32 | 37,800 | Overdue |
Tasks linked to BILL-2026-0214
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-903 | Initiate NEFT payment — BILL-0214 Tata Steel · ₹3.24L | Anil Kumar | Today | In progress |
BILL-2026-0213 — Bharat Steel Co. · Raw materials
Bill detailsMSME · interest accruing
Vendor
Bharat Steel Co. Pvt Ltd
Vendor GSTIN
27AABCB9101M1ZF
Bill date
04 Mar
Terms
MSME · Net 45
GL account
2000 · Trade Payables
ITC eligibility
Eligible · ₹ 1,28,136
MSME interest accrual3× RBI bank rate
Crossed 45-day MSME limit on 18 Apr. Interest at 3× RBI bank rate (≈20.25% p.a.) compounding monthly. Approx accrued: ₹ 22,231 as of today.
45 days overdue
₹ 22,231 interest
Journal preview · on paymentdouble-entry
| Account | Debit | Credit |
|---|---|---|
| 2000 · Trade Payables — Bharat Steel | 8,40,000.00 | — |
| 5400 · Interest expense — MSME | 22,231.00 | — |
| 1100 · HDFC Current Account | — | 8,62,231.00 |
Bill detailsMSME · interest accruing
Bill number
BILL-2026-0213
Bill date
04 Mar
Due date
18 Apr (MSME Net 45)
Vendor
Bharat Steel Co. Pvt Ltd
Vendor GSTIN
27AABCB9101M1ZF
Our GSTIN
27AABCT4321M1ZB
Place of supply
Maharashtra (27)
Supply type
CGST+SGST — intra-state
GL account
2000 · Trade Payables
ITC eligibility
Eligible · ₹ 1,28,136
MSME status
Overdue · 45 days
Interest accrued
₹ 22,231
Amount summary
Subtotal (net)₹ 7,11,864.41
CGST 9%₹ 64,067.80
SGST 9%₹ 64,067.79
Bill total₹ 8,40,000.00
+ MSME interest (accrued)₹ 22,231.00
Bill line items
2 lines · BILL-2026-0213
| # | Description | HSN | Qty | Rate (₹) | Net (₹) | GST | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|---|---|
| 1 | MS Steel plates — grade IS2062 E250 | 7208 | 30 | 19,800.00 | 5,94,000.00 | CGST+SGST 18% | 1,06,920.00 | 7,00,920.00 |
| 2 | Cutting & processing charges | 9988 | 1 | 1,17,864.00 | 1,17,864.00 | CGST+SGST 18% | 21,216.00 | 1,39,080.00 |
| Totals | 7,11,864.00 | 1,28,136.00 | 8,40,000.00 | |||||
Supplier e-Invoice · verifiedIRP · NIC portal
IRN verified
GSTR-2B matched
Supplier IRN
27AABCB9101M1ZF-BILL-2026-0213-20260304-HHII22334455
Acknowledge number
272026030400213
Acknowledge date
04 Mar · 09:30
ITC claimable
₹ 1,28,136
Journal entry · JE-2026-0847auto-generated on bill save · 04 Mar
Posted · 04 Mar
Payable overdue · MSME
| Account code | Account name | Debit (₹) | Credit (₹) |
|---|---|---|---|
| 5100 | Raw Materials (Purchases) | 7,11,864.41 | — |
| 2451 | CGST Input — 9% | 64,067.80 | — |
| 2452 | SGST Input — 9% | 64,067.79 | — |
| 2000 | Trade Payables — Bharat Steel | — | 8,40,000.00 |
| Total (balanced) | 8,40,000.00 | 8,40,000.00 | |
AI payment alerts · BILL-2026-0213MSME · escalation active
| Trigger | Channel | Status | Date |
|---|---|---|---|
| Bill received (Day 0) | AP logged | Done | 04 Mar |
| Day +40 (pre-deadline) | Internal alert | Sent | 13 Apr 09:00 |
| Day +43 (final warning) | Internal alert | Sent | 16 Apr 09:00 |
| Day +46 (overdue) | CFO escalation | Overdue | 19 Apr |
| Daily interest meter | Dashboard alert | Active | Ongoing |
Tasks linked to BILL-2026-0213
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-904 | CFO approval — pay BILL-0213 Bharat Steel ₹8.64L (inc. interest) | Priya Sharma | Today | Urgent |
| T-905 | Book MSME interest expense JE · ₹22,231 | Anil Kumar | Today | Open |
BILL-2026-0212 — Zenith Cloud (AWS) · Cloud infra
Bill detailsRecurring · auto-pay HDFC
Vendor
Zenith Cloud Services Pvt Ltd
Vendor GSTIN
27AABCZ1122M1ZH
Bill date
01 Jun
Payment terms
Net 7 · auto-pay
GL account
5200 · Cloud infrastructure
ITC eligibility
Eligible · ₹ 27,458
AI · spend analysistapHistory
AWS spend up 12% vs Apr 2026 (₹1.6L → ₹1.8L). AI attributed to increased compute for tapestree analytics module. Within budget cap of ₹2.5L/month. Auto-pay on track for 07 Jun.
Within budget
Auto-pay confirmed
Journal preview · on paymentdouble-entry
| Account | Debit | Credit |
|---|---|---|
| 2000 · Trade Payables — Zenith Cloud | 1,80,000.00 | — |
| 1100 · HDFC Current Account | — | 1,80,000.00 |
Bill detailsRecurring · auto-pay HDFC · Net 7
Bill number
BILL-2026-0212
Bill date
01 Jun
Due date
07 Jun 2026 (Net 7)
Vendor
Zenith Cloud Services Pvt Ltd
Vendor GSTIN
27AABCZ1122M1ZH
Our GSTIN
27AABCT4321M1ZB
Supply type
CGST+SGST — intra-state
GL account
5200 · Cloud infrastructure
Payment method
HDFC NEFT auto-pay
ITC eligibility
Eligible · ₹ 27,458
IRN status
Verified
Recurrence
Monthly · auto-billed
Amount summary
Subtotal (net)₹ 1,52,542.37
CGST 9%₹ 13,728.82
SGST 9%₹ 13,728.81
Total (gross)₹ 1,80,000.00
Bill line items
1 line · BILL-2026-0212
| # | Description | HSN/SAC | Net (₹) | GST | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|
| 1 | AWS cloud services — May 2026 usage (EC2, S3, RDS) | 9983 | 1,52,542.37 | CGST+SGST 18% | 27,457.63 | 1,80,000.00 |
| Total | 1,52,542.37 | 27,457.63 | 1,80,000.00 | |||
Supplier e-Invoice · verifiedIRP · NIC portal
IRN verified
GSTR-2B matched
Supplier IRN
27AABCZ1122M1ZH-BILL-2026-0212-20260601-JJKK33445566
Acknowledge date
01 Jun · 09:10
ITC claimable
₹ 27,458 · Jun 2026
Journal entry · pending on auto-paywill post 07 Jun on NEFT
Pending · auto-posts 07 Jun
| Account code | Account name | Debit (₹) | Credit (₹) |
|---|---|---|---|
| 5200 | Cloud infrastructure (AWS) | 1,52,542.37 | — |
| 2451 | CGST Input — 9% | 13,728.82 | — |
| 2452 | SGST Input — 9% | 13,728.81 | — |
| 2000 | Trade Payables — Zenith Cloud | — | 1,80,000.00 |
| Total | 1,80,000.00 | 1,80,000.00 | |
Payment schedule · BILL-2026-0212Net 7 · auto-pay HDFC
| Trigger | Channel | Status | Date |
|---|---|---|---|
| Bill received (Day 0) | AP logged | Done | 01 Jun |
| IRN verified (Day 0) | IRP auto-check | Verified | 01 Jun 09:10 |
| Auto-pay (Day +7) | HDFC NEFT | Scheduled | 07 Jun 2026 |
Tasks linked to BILL-2026-0212
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-906 | Review AWS cost anomaly — EC2 usage up 18% · add cost tag | Aanya Sharma | 10 Jun | Open |
BILL-2026-0211 — Print House India · Marketing collateral
Bill detailsPaid · NEFT · 29 May
Vendor
Print House India Pvt Ltd
Vendor GSTIN
27AABCP3344M1ZI
Bill date
14 May
Payment terms
Net 15
GL account
5300 · Marketing expenses
ITC eligibility
Eligible · ₹ 6,407
AI · ITC notetapHistory
ITC on promotional brochures & event banners is eligible — §17(5)(h) blocks free gifts/samples, not advertising collateral retained for the business (multiple AAR). ITC ₹ 6,407 claimable in GSTR-2B; net ₹ 35,593 expensed to Marketing P&L.
ITC eligible
§17(5)(h) — advertising collateral
Journal posted · JE-2026-0880double-entry · 29 May
| Account | Debit | Credit |
|---|---|---|
| 5300 · Marketing expenses (net) | 35,593.22 | — |
| 2451 · CGST Input — 9% | 3,203.39 | — |
| 2452 · SGST Input — 9% | 3,203.39 | — |
| 1100 · HDFC Current Account | — | 42,000.00 |
Bill detailsPaid · NEFT · Net 15
Bill number
BILL-2026-0211
Bill date
14 May
Due date
28 May (Net 15)
Vendor
Print House India Pvt Ltd
Vendor GSTIN
27AABCP3344M1ZI
Our GSTIN
27AABCT4321M1ZB
Place of supply
Maharashtra (27)
Supply type
CGST+SGST — intra-state
GL account
5300 · Marketing expenses
ITC eligibility
Eligible · ₹ 6,407
Payment made
29 May · NEFT
NEFT ref
IMPS240529044
Amount summary
Subtotal (net)₹ 35,593.22
CGST 9%₹ 3,203.39
SGST 9%₹ 3,203.39
Total (gross)₹ 42,000.00
Bill line items
1 line · BILL-2026-0211
| # | Description | HSN/SAC | Net (₹) | GST | GST (₹) | Total (₹) |
|---|---|---|---|---|---|---|
| 1 | Brochures + event banners — May 2026 campaign | 4901 | 35,593.22 | CGST+SGST 18% · ITC eligible | 6,406.78 | 42,000.00 |
| Total | 35,593.22 | 6,406.78 | 42,000.00 | |||
Supplier e-Invoice · verifiedIRP · NIC portal
IRN verified
ITC eligible · ₹ 6,407
Supplier IRN
27AABCP3344M1ZI-BILL-2026-0211-20260514-LLMM44556677
Acknowledge date
14 May · 09:15
ITC claimable
₹ 6,407 · eligible
Journal entry · JE-2026-0880auto-posted on NEFT · 29 May
Posted · 29 May
ITC eligible — ₹ 6,407 claimed
| Account code | Account name | Debit (₹) | Credit (₹) |
|---|---|---|---|
| 5300 | Marketing expenses (net) | 35,593.22 | — |
| 2451 | CGST Input — 9% | 3,203.39 | — |
| 2452 | SGST Input — 9% | 3,203.39 | — |
| 1100 | HDFC Current Account | — | 42,000.00 |
| Total (balanced) | 42,000.00 | 42,000.00 | |
Payment schedule · BILL-2026-0211Net 15 · paid on time
| Trigger | Channel | Status | Date |
|---|---|---|---|
| Bill received (Day 0) | AP logged | Done | 14 May |
| Day +13 (pre-due) | Internal alert | Sent | 27 May 09:00 |
| Day +15 (payment) | NEFT · HDFC | Paid | 29 May |
Tasks linked to BILL-2026-0211
| # | Task | Assigned to | Due | Status |
|---|---|---|---|---|
| T-880 | Tag Print House print/collateral as ITC-eligible (advertising) in vendor master | Aanya Sharma | 15 Jun | Open |
Bank accounts & transactions — live CRUD · switch view in toolbar above
Connect via Account Aggregator
finance.bank_recon_aa · India-first
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HDFC Current — 2041
AA consent active · Setu/OneMoney
ICICI OD — 8872
Upload statement · connect AA to upgrade
AA framework
RBI NBFC-AA · Setu / OneMoney / Anumati — consent expires 31 Mar 2027
HDFC Current — 2041
₹ 84,44,500
Synced 09:12 today
ICICI OD — 8872
− ₹ 12,00,000
OD limit ₹ 50L
Unmatched transactions
6
Needs reconciliation
Last reconciled
31 May
Apr 2026 closed
HDFC feed · recent transactions
May–Jun 2026
| Date | Description | Reference | Debit (₹) | Credit (₹) | Match |
|---|---|---|---|---|---|
| 02 Jun | NEFT CR — MEERA TRADERS / NEFT24060200012 | NEFT24060200012 | — | 4,82,000 | Matched · INV-0417 |
| 01 Jun | NEFT DR — TATA STEEL LTD / Advance payment | NEFT24060100088 | 1,00,000 | — | Unmatched |
| 01 Jun | UPI CR — ANAND AUTO PARTS / 9XXXX01234 | UPI2406010099 | — | 6,18,000 | Matched · INV-0414 |
| 31 May | BULK NEFT DR — PAYROLL MAY26 / 84 credits | BULK240531PAY | 62,40,000 | — | Matched · payroll |
| 30 May | NEFT CR — NEXGEN SOLUTIONS / monthly SaaS | NEFT24053000042 | — | 2,40,000 | Matched · INV-0415 |
| 29 May | IMPS DR — PRINT HOUSE INDIA | IMPS240529044 | 42,000 | — | Matched · BILL-0211 |
Bank reconciliation statusHDFC Current · Jun 2026
HDFC Current · Last reconciled 01 Jun
Pending review: ₹ 48,200
3 unmatched
2 auto-matched by rule
GST returns — live CRUD · switch view in toolbar above
GSTR-1 · May 2026
₹ 2,18,400
Due 11 Jun · 9 days
GSTR-3B · May 2026
₹ 94,200
Net payable after ITC
ITC available
₹ 1,24,200
GSTR-2B matched
e-Invoices (May)
14
All IRNs valid
GSTR-1 · B2B summaryMay 2026 · outward supplies
| Recipient GSTIN | Customer | Inv count | Taxable (₹) | Tax (₹) | Status |
|---|---|---|---|---|---|
| 29AABCA1234M1ZA | ABC Industries | 1 | 10,50,800 | 1,89,144 | Pending approval |
| 27AABCM5678M1ZC | Meera Traders | 1 | 4,08,475 | 73,526 | Filed |
| 27AABCN4321M1ZE | Nexgen Solutions | 1 | 2,03,390 | 36,610 | Filed |
| Total | 16,62,665 | 2,99,280 | |||
ITC · GSTR-2B reconciliationMay 2026 · inward supplies · ITC on net taxable
| Supplier | IGST ITC (₹) | CGST+SGST (₹) | Match |
|---|---|---|---|
| Tata Steel Ltd | ₹ 49,424 | — | 2B matched |
| Zenith Cloud (AWS) | — | ₹ 27,458 | 2B matched |
| Print House India | — | ₹ 6,407 | 2B pending |
| Total ITC | ₹ 49,424 | ₹ 33,864 |
GSTR-2A vs 2B mismatchITC at risk · May 2026
12 invoices ITC claimable ·
2 mismatches found ·
₹ 18,400 at risk
Vendor: BS Logistics, Tata Steel · Auto-reconcile in queue
Vendor: BS Logistics, Tata Steel · Auto-reconcile in queue
Financial Planning & Analysis
FY26 · Q1 actuals vs budget · AI-assisted forecast
Revenue · Q1 actual
₹ 1,42,00,000
+8% vs budget
Opex · Q1 actual
₹ 98,40,000
−3% vs budget
EBITDA · Q1
₹ 43,60,000
30.7% margin
ARR (annualised)
₹ 5,68,00,000
+22% YoY
Runway
18 months
At current burn
P&L · actuals vs budget · FY26 Q1
| Line | Budget (₹) | Actual (₹) | Var % |
|---|---|---|---|
| Revenue — SaaS | 1,10,00,000 | 1,24,00,000 | +12.7% |
| Revenue — Services | 15,00,000 | 18,00,000 | +20.0% |
| Gross Revenue | 1,25,00,000 | 1,42,00,000 | +13.6% |
| Salaries & wages | 65,00,000 | 62,40,000 | −4.0% |
| Cloud infrastructure | 9,00,000 | 8,40,000 | −6.7% |
| Marketing | 8,00,000 | 9,20,000 | +15.0% |
| G&A | 5,00,000 | 4,80,000 | −4.0% |
| Software licences | 2,00,000 | 1,80,000 | −10.0% |
| Total Opex | 89,00,000 | 98,40,000 | +10.6% |
| EBITDA | 36,00,000 | 43,60,000 | +21.1% |
AI forecast · FY26 Q2tapHistory model
Based on pipeline (₹ 3.2 Cr signed, 82% likely to activate in Q2), payroll headcount plan (+6 hires), and Q1 run-rate, Q2 forecast:
| Line | Q1 actual | Q2 forecast | Δ |
|---|---|---|---|
| Revenue | 1,42,00,000 | 1,68,00,000 | +18% |
| Opex | 98,40,000 | 1,08,00,000 | +10% |
| EBITDA | 43,60,000 | 60,00,000 | +38% |
✦ Risk: marketing overspend trend (+15%) may persist. Monitor weekly.
Ask your ledger · GL conversational Q&Afinance.ledger_qa · Gemma 4 26B · ai.reason.*
Ask any financial question in plain English — backed by your live GL + tapHistory model. Digits (US) launched this as their flagship positioning in 2025. tapestree brings this India-first: INR-formatted, GST-aware answers from your actual ledger.
Q: What was our top vendor by spend last quarter?
✦ Tata Steel Ltd — ₹ 18.4L across 6 bills in Q1 FY26. All bills with valid IRN. GSTR-2B matched 5/6 (₹ 2.76L ITC claimed). Avg payment 38 days — within MSME 45-day limit.
Q: Why did marketing overspend by ₹1.2L in Q1?
✦ 3 unbudgeted digital ad spends posted to 5600 · Marketing (₹ 64k on Google Ads 28 Mar; ₹ 38k on LinkedIn 31 Mar; ₹ 18k on industry event). Budget forecast did not include campaign launched 22 Mar. No PO raised for 2 of 3 spends.
Financial Reports
Statutory statements + ledgers · Schedule III · computed live from your ledger so every figure ties to the dashboard, CoA & FP&A
Period close · Apr 2026
Indian GAAP · FY26 · Q1 · 18 of 22 tasks complete
In progress
Dual-book depreciation · Schedule II (Companies Act) + IT Act Block/WDV — finance.fixed_assets v2
Zoho Books (Dec 2024) supports only single-book depreciation. tapestree v2 posts two parallel depreciation entries per asset — one for Schedule III statutory reporting (useful-life method) and one for IT Act Block WDV (tax return). India statutory requirement for all Companies Act entities.
CNC Machine · Asset-0042 · ₹12,00,000
Sch II: 15-yr life → ₹ 80,000/yr · IT Act Block: WDV 15% → ₹ 1,80,000 yr-1 · Dual entry posted Apr 2026
Laptop Batch · 24 units · ₹3,84,000
Sch II: 3-yr life → ₹ 1,28,000/yr · IT Act Block: WDV 40% → ₹ 1,53,600 yr-1 · Dual entry posted
180-day rule check
CNC placed in service 16 Oct 2025 — >180 days in FY26 ✓ · Full depreciation applies
Tasks complete
18 / 22
4 open
Journal entries reviewed
142
All balanced
Bank reconciled
HDFC · ICICI
Confirmed 31 May
GSTR-3B filed
Apr 2026
Filed 20 May
Close checklist
| # | Task | Owner | Status | Due |
|---|---|---|---|---|
| 1 | All invoices > cut-off date posted | Anil Kumar | Done | 30 Apr |
| 2 | Bank reconciliation — HDFC 2041 | Aanya Sharma | Done | 2 May |
| 3 | Bank reconciliation — ICICI 8872 | Aanya Sharma | Done | 2 May |
| 4 | Payroll accrual JE posted | HR integration | Auto-done | 30 Apr |
| 5 | Depreciation entry posted (Schedule II) | Anil Kumar | Done | 2 May |
| 6 | Prepaid expense amortisation | Anil Kumar | Done | 2 May |
| 7 | GSTR-1 filed · Apr 2026 | Aanya Sharma | Filed 11 May | 11 May |
| 8 | GSTR-3B filed · Apr 2026 | Aanya Sharma | Filed 20 May | 20 May |
| 9 | AR ageing reviewed · bad debt provision | Priya Sharma | In review | 5 Jun |
| 10 | AP ageing · MSME overdue check | Anil Kumar | Action needed | Today |
| 11 | Trial balance sign-off (CFO) · Open Trial Balance → | Priya Sharma | Pending | 5 Jun |
| 12 | Financial statements draft — Balance Sheet + P&L · Open Reports → | Anil Kumar | Pending | 7 Jun |